A Guide To Buying
Your First Home

Buying a house can feel like a daunting task.
It involves a lot of different factors, including
everything from loan qualification and credit
checks to appraisals, legal contracts, and more.



As you take the first steps on this journey, focus on the excitement you feel. Homeownership changes lives – it’s that simple. It gives you more stability, more stake in the community, and a greater sense of pride and accomplishment.

Build Your Knowledge and Your Team

Understand the Key Pieces of the Puzzle

A Common and Costly Misconception

When it comes to buying your first home, seeking out information about homeownership and the home buying process is the first step. Before you can make one of the biggest and most impactful purchases of your life, you need to understand what it takes to become a homeowner and why homeownership is so worthwhile. That’s where the experts come in.

If you’ve asked anyone for advice on how much to save, chances are at least one them suggested you should save 20% of the purchase price for your down payment. While that’s great if you’re able to do so, saving that much can be especially challenging for first-time buyers.

Any time you make a big life decision, it’s human nature to have concerns or look for reasons you’re not ready. In the rest of this guide, you’ll explore some of the main things that could be holding you back, including:

• Student Loan Debt

• Down Payments

• Beliefs on Renting vs. Buying

Acknowledge This Once-in-a-Lifetime Achievement

About Troy City Mortgage LLC

I’m sure you have questions and thoughts about the mortgage process.

I’d love to talk with you about what you’ve read here and help you on the path to homeownership.

Where Dreams Come True