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The number of homes for sale this year is still low. Housing inventory is measured by the number of available homes on the market.
Last year, mortgage rates more than doubled within the calendar year. That’s never happened before, and the rapid rise caused many buyers to put their plans on hold.
Headlines about home prices can be confusing. Home price appreciation has cooled from its peak last summer.
It was much easier to get a home loan during the lead-up to the 2008 housing crisis than it is today. Back then, banks had different lending standards, making it easy for just about anyone to qualify for a home loan or refinance an existing one.
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I’m sure you have questions and thoughts about the mortgage process.
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