THINGS TO CONSIDER
WHEN BUYING A HOME

You’re probably wondering what recent changes in the housing market mean for your home buying plans.
Here are a few things you may be wondering
about, and the answers to help you make a confident, informed decision.

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The number of homes for sale this year is still low. Housing inventory is measured by the number of available homes on the market.

The Supply of Homes for Sale Is Still Low

Last year, mortgage rates more than doubled within the calendar year. That’s never happened before, and the rapid rise caused many buyers to put their plans on hold.

Mortgage Rates Are Less Volatile Than Last Year

The Worst Home Price Declines Are Behind Us

Headlines about home prices can be confusing. Home price appreciation has cooled from its peak last summer.

It’s Harder To Get a Loan Now

It was much easier to get a home loan during the lead-up to the 2008 housing crisis than it is today. Back then, banks had different lending standards, making it easy for just about anyone to qualify for a home loan or refinance an existing one.

About Troy City Mortgage LLC

I’m sure you have questions and thoughts about the mortgage process.


I’d love to talk with you about what you’ve read here and help you on the path to homeownership.

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